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DELHI EOW NABS DSA FORGED CLIENT’S PROPERTY DOCUMENTS IN ORDER TO SWINDLE CRORES OF NATIONALIZED BANK.

January 14, 2021 05:35 PM

IMPOSTER CREATED AND DOCUMENTS EXECUTED FOR OBTAINING LOANS, OTHER NBFC ALSO CHEATED WITH SIMILAR MODUS OPERANDI, BROTHERS-SISTER TRIO LEAD LUXURIOUS LIFESTYLE ON THE FUNDS OBTAINED THROUGH CHEATING. 

  New Delhi (Face2News)

The present case was registered on the complaint of Bachan Singh Kapoor. The Complainant alleged that he and his mother Smt. Savatri Devi are registered and exclusive owners of First Floor and Ground Floor of property Kohat Enclave, Pitampura, New Delhi respectively.

In March-Apr, 2018, he came to know that one Harish Aggarwal & his sister Richa Agarwal (name changed) claimed to be the owner of above said property and had taken Loan of Rs 2.70 Crores from Axis Bank by mortgaging the above said property with bank. When complainant sent legal notices to Axis Bank, then he came to know that the Alleged Harish & Richa had obtained the Loan of amount Rs 2.70 Crores vide HL account no. PHR012601185968 from Axis Bank, when the installments/EMIs are not regularly paid then Bank has initiated proceedings under SARFAESI ACT.

However, it has also been mentioned by the complainant that he had taken loan of Rs 2.10 Crores from the Axis bank vide Loan Agreement no. LPR012601257472 on 29.01.15 and mortgaged his same property Ground Floor, Kohat Enclave.  At the time of obtaining loan, all the original documents of property were submitted with the Bank. The Complainant is alleging that when he had already submitted his original property papers with bank, then how is it possible that other loan on the same property can be provided by same Bank i.e. Axis Bank. The Complainant has alleged that somebody with collusion of employees of Axis Bank as intentionally with ulterior motives took loan against the property of mother of the complainant. On the basis of enquiry conducted and the contents of the complaint, case FIR No. 67/19, U/s 420/467/468/471/120B IPC PS Economic Offences Wing, was registered and investigation was taken up.  

Dr. O.P. Mishra, IPS, Joint Commissioner of Police, Economic Offences Wing, said, during the course of investigation, details/documents from Sub-Registrar office, Banks have been obtained. It has emerged that immediately after obtaining loan from the Bank, the accused persons misappropriated the funds and were not available at their available addresses. It further emerged that fake documents of complainant’s property were prepared by impersonation and loan has been obtained from Axis Bank.

Dr. O.P. Mishra, IPS, Joint Commissioner of Police, Economic Offences Wing, said, during the course of investigation, details/documents from Sub-Registrar office, Banks have been obtained. It has emerged that immediately after obtaining loan from the Bank, the accused persons misappropriated the funds and were not available at their available addresses. It further emerged that fake documents of complainant’s property were prepared by impersonation and loan has been obtained from Axis Bank.

  The investigation further revealed that imposter (Rajesh Goyal) is the real brother of accused Harish Agarwal and for the purpose of executing the sale deed the imposter was made to wear turban and moustache in order to look alike the actual owner of the complainant. During investigation, it also emerged that forged bank account of actual property owner was also opened in order to avail housing loan of Rs 2.70 Crores directly in the  forged/fake bank account. The said fake accounts were operated by Harish Agarwal.  

A team consisting of ACP Shri Virender Singh Sejwan, Inspr. Pradeep, SI Shikhar, SI Ramkesh, SI Neeraj, ASI Manju Yadav, ASI Tahar Singh, Ct Anuj and Ct. Kuldeep under the overall supervision of Shri Mohd. Ali, DCP/EOW was formed. The accused has left all available addresses and was avoiding from the investigation. No clue of accused came into light as he was on run since 2016. During local search, it emerged that accused had opened one office in Vaishali, Ghaziabad. The team succeeded in obtaining latest details of accused from vicinity. On the basis of credible information, accused Harish Agarwal was arrested from his hide out. At his instance, his real sister Richa Agarwal (name changed) and his brother Rajesh Goyal were also arrested from their hideouts.

MODUS OPERANDI:  Accused Harish Agarwal was DSA of several banks. During that period several clients approached him to avail loans from bank in order to avoid the procedures of banks. The accused used to obtain the copy of property documents of clients and later on misused the same and forged documents were got prepared. The imposter was trained in order to lookalike as the actual owner of proerty. Then, on the basis of forged/fake documents, bank account of actual owners were created and housing loan was applied in banks. The Housing loan was directly received in the fake accounts which were operated by accused persons. The brother and sister were also the part of the nexus.

PROFILE OF THE ACCUSED; Harish Agarwal (42), residing at Cloud 9 Society at Sector-1, Vaishali.,  graduate from Delhi University in Commerce. He was DSA of banks and used to carry out business of proving loan to clients from different banks. During this period, he got the loopholes in loan procedures and availed benefit by making forged documents. He is also involved in FIR No. 210/18, PS EOW.

Richa Agarwal (name changed) :- She was found residing in Sec-19, Vasundhra. She is doing freelancing. She is co-director in alleged company as well as co-borrowers in the loan obtained by accused from banks.

Rajesh Goyal changed his name from Ratan Agarwal to Rajesh Goyal few years back. He was trained by Harish to make forged signatures of the complainant and also to wear turban, beard and moustache so that his appearance becomes lookalike as that of the complainant.

All the accused were arrested on 13th Jan. While Richa Agarwal (Name changed) has been sent to Judicial Custody.  Rajesh Goyal and Harish Agarwal were produced before competent court on 14th Jan 2021.  Further investigation is in progress.

 
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